Mortgages To Purchase or Refinance
Get Pre-Approved & Simplify Your Journey with Real
Get Financed
Turn Your Dream Home into Reality with a Loan That’s Right For You
Purchase
Purchasing a home is one of the most important decisions you’ll ever make! That’s why our team is committed to making the home-buying process seamless, so that you can confidently close on the home of your dreams.
- Fast and Easy Online Application: Complete our secure online application in minutes and receive a pre-approval decision quickly.
- Competitive Rates & Multiple Loan Options: We work with a network of top lenders to secure the best possible rate and loan program for your unique needs.
- Expert Guidance Every Step of the Way: Our dedicated loan officers are available to answer your questions and navigate the process with confidence.
Refinance
Find out whether a refinance is right for you! Whether you’re looking to lower your monthly payment, consolidate debt, or take cash out of your home, One Real Mortgage will help you achieve your financial goals.
Current Promotions
Lock in Savings: Get Pre-Approved for Real Fast 14 Today!
Don’t just save money, save time too! Secure exclusive promotions on your mortgage and experience the lightning-fast speed of our Real Fast 14 program. Get pre-approved in minutes and know you can close on your dream home in just 14 days*—guaranteed.
The value of the industry
Navigate Your Mortgage Journey with Confidence
Stressed about the mortgage process? It doesn’t have to be. Our step-by-step guide removes the mystery and streamlines each stage, from creating your profile to a smooth closing. Get clear explanations, upload documents with ease, and stay informed every step of the way. Take control of your home financing journey!
Create Your Profile
Creating your online profile is easy. We just need some identifying information like your name, email address, and phone number. With this, we can create your online profile, where you can upload documents and get immediate updates on your loan progress.
Submit Your Application
When applying for a mortgage, an underwriter needs to review your identity, income, and assets. In order to do that, we need you to provide some additional information, such as your social security number, date of birth, and where you’ve been living and working.
Documents & Disclosures
Once your application has been submitted, we will verify the information that you provided with additional documents, such as bank statements and pay stubs. We will also need some federal and state disclosures e-signed by you and any other applicants on the loan.
Lock Your Rate
Our team of trusted mortgage advisors is constantly watching the market. When the time is right for you, our team will guide you through the rate lock process and help you secure the terms of your mortgage.
Underwriting
The underwriter will review all information and documentation provided to make sure your loan application can be approved. The underwriting process also involves some third-party requests and verifications, including a property title report, homeowners insurance, and appraisal (if needed).
Closing Day
You did it! After completing the underwriting process and acknowledging the Closing Disclosure, you are ready to schedule your closing. Closing can be done virtually or in person, depending on state regulations, and takes about 60 minutes to complete.
Create Your Profile
Creating your online profile is easy. We just need some identifying information like your name, email address, and phone number. With this, we can create your online profile, where you can upload documents and get immediate updates on your loan progress.
Submit Your Application
When applying for a mortgage, an underwriter needs to review your identity, income, and assets. In order to do that, we need you to provide some additional information, such as your social security number, date of birth, and where you’ve been living and working.
Documents & Disclosures
Once your application has been submitted, we will verify the information that you provided with additional documents, such as bank statements and pay stubs. We will also need some federal and state disclosures e-signed by you and any other applicants on the loan.
Lock Your Rate
Our team of trusted mortgage advisors is constantly watching the market. When the time is right for you, our team will guide you through the rate lock process and help you secure the terms of your mortgage.
Underwriting
The underwriter will review all information and documentation provided to make sure your loan application can be approved. The underwriting process also involves some third-party requests and verifications, including a property title report, homeowners insurance, and appraisal (if needed).
Closing Day
You did it! After completing the underwriting process and acknowledging the Closing Disclosure, you are ready to schedule your closing. Closing can be done virtually or in person, depending on state regulations, and takes about 60 minutes to complete.